Welcome to Entente Partners
Independent Financial Advisers
At Entente Partners we offer a clear and transparent approach to corporate and private client financial planning and wealth management. We are committed to ensuring better value and choice for all our clients whatever their requirements and will respond promptly to their financial needs and circumstances.
We see technology as an integral part of the financial planning process. Whether this is for corporate or private clients, we seek to maximise the use of our own in-house systems, as well as providers’ on-line functionality, to create a straightforward working relationship.
Entente definition:
“an agreement for cooperative action/a friendly understanding/an accord”
About Us
Entente Partners, founded in 2008, is an FCA directly authorised and regulated firm of Independent Financial Advisers. We provide clients with access to whole of market financial advice and our financial services’ experience goes back over 35 years.
For our corporate clients, we work closely with them to set up and review the employee benefits for their UK contracted workforce. Our focus is to position these correctly in terms of staff motivation, reward and retention. Services offered include the setting up and ongoing oversight of: Auto-enrolment Workplace Pension Schemes, Group Protection (Life, Income Protection and Critical Illness) and Group Medical Insurance.
A key area for Entente Partners is also the provision of financial advice to private individuals centring on: Investments, Pension Planning, Wealth Management and Protection.
We are remunerated for our services on a fee basis, a commission basis or a combination of both, whichever suits our clients best. The basis of remuneration is fully discussed and agreed before we undertake any charge-based work.
Our Approach
As our name implies, we believe in establishing a strong understanding with all our clients from outset and for the length of our relationship. At Entente Partners we have a large number of clients, both corporate and private, who have been with us since we were founded. Our approach is to remain open and accessible at all times. We see our client relationship as a partnership and regard all clients as partners in achieving the right outcome for them.
We work on the principle that no client is the same, with each having their own specific requirements, concerns and priorities. This drives our whole advice and service provision as we identify and implement appropriate bespoke financial solutions.
Central to this approach is getting to know our clients in order to establish a proper rapport and build mutual trust. From this base we can identify the possible solutions, related services and financial products to meet their requirements and agree a strategy and timeframe. Ongoing service is a key component of what we provide to ensure the agreed strategy remains on track and is modified as and when required.
As Independent Financial Advisers we take our professional status seriously. We believe that offering whole of market advice gives us the means to truly meet our clients’ needs in the ever demanding and complex world of financial planning.
The FCA’s Consumer Duty requirements and the earlier Treating Customers Fairly (TCF) initiatives are a cornerstone to our working practice as is strict adherence to Client Confidentiality rules and the Data Protection Act.
Services
Corporate Clients
We provide a range of advisory services including:
- Creating a competitive and bespoke Employee Benefits (EB) package for your company
- Implementing all the elements of the EB package, including: Auto-enrolment Workplace Pension Schemes, Group Life, Income Protection and Critical Illness and Group Medical Insurance cover
- Reviewing existing EB provision to ensure it remains competitive and appropriate to your company, sector and workforce
- Maintaining and monitoring the EB package over the long term
- Ensuring your company meets the minimum requirements of Auto-Enrolment (a legal requirement since October 2012)
- Providing access to regulated advice to your employees in relation to their EBs (eg advice to joiners and leavers, pension fund choice, related benefit-in-kind charges etc.)
- Offering specific individual advice to employees in terms of their personal financial planning (eg broader pension planning, investments, protection etc.)
Private Clients
We provide a range of advisory services including:
- Undertaking a comprehensive fact find of a client’s current financial situation, investment risk profile and capacity for loss
- Identifying and agreeing their short, medium and long term goals and aspirations
- For investments, prioritising the use of ISAs/LISAs (Cash and Stocks & Shares) and General Investment Accounts and Investment Bonds where appropriate
- Underlying investments will be via equity and mixed asset based Unit Trust, Investment Trust and Collective Investment based funds
- Investment strategies will also include consideration of Tracker funds, Lifestyle strategies, Managed Portfolio Services, Discretionary Fund Management and Cash
- Applying the same investment approach to defined contribution Pension investments
- Once implemented, we will provide an ongoing oversight of the agreed strategy with full access to our advisers at all times
As a firm of Independent Financial Advisers, we are not tied to any particular product provider, fund management group or contract type. We advise using products that are available from the whole financial market. That means that we are able to provide you with the most suitable financial solutions for your needs and circumstances.